FIRST-TIME HOMEBUYER AND MORTGAGE QUALIFICATION

As a first time homebuyer let us guide you through your mortgage options and find the best possible mortgage for you. Knowing what you can borrow puts you at an advantage when negotiating the price of a new home. Let us get you pre-qualified and one step closer to owning a home.

MORTGAGE RENEWALS AND TRANSFERS

Is your mortgage coming up for renewal? Banks do not always offer the best rate at renewal nor do they discuss the new products that are available in the market today. Let us serve your interests by shopping for the best rate and product for you at renewal.

NO/LOW DOCUMENTATION FOR SELF EMPLOYED

In the past, lenders have made it difficult for those wishing to qualify for a mortgage without having proven their income. The mortgage market has changed considerably over the past 5 years and lenders are now offering mortgages with little or no income documentation required to suit the special needs of these clients.
Contact us to discuss your particular needs.

MORTGAGE AMMORTIZATIONS AND MORTGAGE QUALIFICATIONS

Mortgage amortizations are now available up to 35 years allowing you to qualify for higher amounts at lower monthly payments. Qualifying for a mortgage is also easier today as the standard debt servicing ratios have been increased by select lenders. Put our knowledge to work for you to get the best possible mortgage available to you in today’s market.

EQUITY MORTGAGES

Your equity can cover the costs of a much needed renovation. Use your equity to pay off your high interest debts or even refinance your mortgage for a better interest rate. This could save you thousands, plus give you extra cash.