FIRST-TIME HOMEBUYER AND MORTGAGE QUALIFICATION
As a first time homebuyer let us guide you through your mortgage
options and find the best possible mortgage for you. Knowing
what you can borrow puts you at an advantage when negotiating
the price of a new home. Let us get you pre-qualified and
one step closer to owning a home.
MORTGAGE RENEWALS AND TRANSFERS
Is your mortgage coming up for renewal? Banks do not always
offer the best rate at renewal nor do they discuss the new
products that are available in the market today. Let us serve
your interests by shopping for the best rate and product for
you at renewal.
NO/LOW DOCUMENTATION FOR SELF EMPLOYED
In the past, lenders have made it difficult for those wishing
to qualify for a mortgage without having proven their income.
The mortgage market has changed considerably over the past
5 years and lenders are now offering mortgages with little
or no income documentation required to suit the special needs
of these clients.
Contact us to discuss your particular needs.
MORTGAGE AMMORTIZATIONS AND MORTGAGE QUALIFICATIONS
Mortgage amortizations are now available up to 35 years allowing
you to qualify for higher amounts at lower monthly payments.
Qualifying for a mortgage is also easier today as the standard
debt servicing ratios have been increased by select lenders.
Put our knowledge to work for you to get the best possible
mortgage available to you in today’s market.
Your equity can cover the costs of a much needed renovation.
Use your equity to pay off your high interest debts or even
refinance your mortgage for a better interest rate. This could
save you thousands, plus give you extra cash.