Mortgages to purchase or refinance a rental/investment property are available with as little as 20% down for eligible applicants along with a 30 year amortization. Rental property includes your principal residence with a suite and generous use of rental income for qualifying makes purchasing or refinancing a rental/investment property very accessible. As the rental income can be used to offset (or deduct) it from the mortgage payments. In most cases it will be easier to qualify to purchase or refinance if the property has a suite. A variety of products are available when you purchase a rental/investment. Contact us today to explore your options.